Microfinance and Poverty Reduction in Nigeria: A Case.

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This is to certify that this thesis titled, “The Impact of Microfinance on Welfare and Poverty Alleviation in Southwest Nigeria” is the original work of Mr. J. N. Taiwo and is hereby submitted for the award of the Degree of Doctor of Philosophy (Ph.D) in Banking and Finance.

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The main objective of the thesis was to analyze the impact of microfinance on household income as well as measure household vulnerability to poverty after access to microfinance. The study is an experimental case of Makueni district where participants in microfinance programmes and non participant households.

The evidence gathered in this thesis is important for forming credit market policy that may help deepen the quality and quantity of access to finance particularly by the poor. This research work therefore bridges some knowledge gaps in microfinance profitability by presenting important findings that confirm some theoretical postulations.

This thesis concerns the ideas of management accounting and control, as it examines poverty management, oral accounts and social control perspectives in a Bangladeshi Microfinance Institution (MFI). It traces how poverty management technologies are put in place and traditional oral accounts and social control mechanisms are expropriated for microfinance operation in the village.

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Empirical essays on sustainability, portfolio risk, and outreach of Islamic microfinance institutions Tamanni, Luqyan (2017) Empirical essays on sustainability, portfolio risk, and outreach of Islamic microfinance institutions. PhD thesis, University of Glasgow.

An enduring problem facing microfinance institutions is how to attain financial sustainability. Several studies have been conducted to determine the factors affecting financial sustainability of microfinance institutions using large and well developed MFIs in various countries. However, no such study has been conducted in rural Tanzania where majority of MFIs are small, most of which are.

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